PLAN HIGHLIGHTS
          PLAN OPTIONS AT A GLANCE
                    SELECT BLUE ADVANTAGE PROVIDES:
  • Affordable, cost effective health coverage

  • Freedom to choose doctors and hospitals

  • Choice of deductibles

  • Choice of out of pocket security provisions

  • Three-tier prescription drug program

  • Individual, spouse and child(ren) coverage available

Options Calendar Year Deductibles Copayment Amounts Calendar Year Out of Pocket Maximum/Security Provisions Coinsurance**
  Individual
In-Network
Individual
Out of Network
Family
In Network
Family
Out of Network
Office Visit
(Includes
lab and
x-rays)
Emergency
Care
(Facility Only)*
Individual
In-Network
Individual
Out of Network
Family
In Network
Family
Out of Network
In
Network
Out of
Network
                         
                      Plan
Pays
You
Pay
Plan
Pays
You
Pay
Plan I $250 $500 $750 $1,500 $30 $75 $2,000 $3,000 $4,000 $6,000        
Plan II $500 $1,000 $1,500 $3,000                    
                             
Plan III $1,000 $2,000 $3,000 $6,000 $35 $75 $3,000 $5,000 $6,000 $10,000 85% 15% 75% 25%
Plan IV $1,500 $3,000 $4,500 $9,000                    
                             
Plan V $2,500 $5,000 $7,500 $15,000 $45 $75 $5,000 $8,000 $10,000 $16,000        
Plan VI $5,000 $10,000 $15,000 $30,000                    

*$75 copayment applies to the Emergency Room charge only.  All other services are subject to deductible and
coinsurance. copayment waived if admitted to hospital immediately following ER visit.
**Percentages apply to covered expenses after calendar year deductibles are met.
Lifetime maximum is $2 million per person.

Options

Prescription Drug card Program

 

Copayment
Amounts

Calendar Year
Maximum Benefits

  Generic Preferred Non Preferred  
Plan I $12 $25 $40 $1,500
Plan II        
         
Plan III $15 $30 $45 $1,500
Plan IV        
         
Plan V $20 $35 $50 $1,500
Plan VI