Equity Index Annuities

Equity Index Annuities

Equity Index Annuities

Indexed annuities—also known as "equity-indexed annuities" or "fixed-indexed annuities"—are complex financial instruments that have characteristics of both fixed and variable annuities. Indexed annuities offer a minimum guaranteed interest rate combined with an interest rate linked to a market index, hence the name EIA.

A traditional annuity has a fixed rate for the period of a contract. A fixed index annuity earns interest or provides benefits that are linked to an external equity reference or an equity index. When you buy a fixed indexed annuity, you own an insurance contract. An annuity can provide an endless pension-like income stream. At Cheney, Brennan & Associates Insurance, you can set income payments to start when you need, now or in the future. Equity index annuities provide contractually guaranteed income for life. There are many types of annuities, so you can find the right product for you. For equity index life insurance policies and more in the New Braunfels, TX area, call (830) 608-9602. Talk to our insurance company about life insurance service.

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Equity index annuities
Equity Index Annuities

Equity Index Annuities